Toledo REIA Privacy Policy

Toledo REIA | Phone: (419) 283-8427 | Email: annamills@bex.net | Mailing Address: PO Box 5717, Toledo, OH 43613

Thank you for using this service, which is owned and operated by Toledo Real Estate Investors Association (“Toledo REIA” “we,” “us,” and “our”) owns and operates this website (this “Site”).   This Online Privacy Policy (this “Policy”) describes the information we collect from or about you through the RWI-owned websites and mobile apps on which it is posted (collectively referred to as this “site”). 

It also describes how we use and share that information and some of the steps we take to protect your privacy.  To protect your privacy, we provide this notice explaining our information practices and the choices you can make about the way your information is collected and used.

We respect your right to make choices about the ways we collect, use, and disclose your information. This Policy describes some of your choices, such as your choice to opt-out of receiving “cookies” and to opt-out of having your information shared with third parties for their own marketing purposes. In addition, and as required by applicable law, you can opt-out of receiving promotional emails from us by clicking on the “unsubscribe” link at the bottom of each promotional email.

We may ask you to indicate your choices at the time and on the page where you provide your information.  In other situations, and consistent with this Site’s purpose as a networking platform, we make certain assumptions about how you want your information shared with others. You can contact us at annamills@bex.net.

This Policy is part of the Terms of Use that govern your use of this Site.  A link to our Terms of Use is provided at the bottom of each page of this Site.

Consent

Your

CHOICES & OBLIGATIONS

By using this Site, you are consenting to the collection, use, disclosure, and transfer of your information as described in this Policy (and any Privacy Notices that apply to you).

If you do not consent to the collection, use, disclosure, and transfer of your information as described in this Policy (and any Privacy Notices that apply to you), you may not use this Site.

If you have questions about this Policy or any Privacy Notice, please contact us via e-mail at annamills@bex.net.  Toledo REIA takes reasonable precautions to provide a level of security appropriate to the sensitivity of the information we collect.  Although we use reasonable measures to help protect your information against unauthorized use or disclosure, we cannot guarantee the security of information provided over the Internet or stored in our databases and will not be responsible for breaches of security beyond our reasonable control.

Scope

Summary

DATA COLLECTIONS & USES

This policy applies to users of Toledo REIA’s services anywhere in the world, including users of Toledo REIA’s apps, websites, features, or other services.

Toledo REIA collects certain information about or related to you through this Site.  Some of the information Toledo REIA collects may be “personal information”  — information that identifies you personally, alone, or in combination with other information available to us.  Other information may be non-personally identifiable, such as your IP address.

Toledo REIA has provided this Policy so that you will know what information Toledo REIA collects, how Toledo REIA uses this information, the types of third parties with which Toledo REIA may share this information, and some of the choices that are available to you.

This Policy may be supplemented or amended from time to time by additional privacy (“Privacy Notices”), provided at the time we collect your information.  For example, certain pages of this Site may contain Privacy Notices providing more details about the information we collect on those particular pages, why we need that information, and choices you may have about the ways we use that information.  In other cases, specific Privacy Notices may be required to comply with the privacy laws of one of the countries, provinces, or states in which we do business.

Toledo REIA retains the personal information collected on this Site as long as necessary to provide the services, products, and information you request or as permitted by applicable law.

Information We Collect

Understanding

THE TYPES

Most data Toledo REIA collects is used only to help us better serve our members.

It is our general policy to collect and store only personal information that our members and visitors knowingly provide.  If our privacy policies change, we will notify all users by e-mail or a special announcement placed on the Website.

How to Access Your Information

Access

YOUR INFORMATION

If you would like to review, correct and/or update the personal information you have provided to us through this Site, you may be able to do so at https://toledoreia.com/member-login or by contacting us using one of the following:

It is our general policy to collect and store only personal information that our members and visitors knowingly provide.  If our privacy policies change, we will notify all users by e-mail or a special announcement placed on the Website.

How We User Your Information

Providing

SERVICES & FEATURES

Generally, Toledo REIA uses data collected to improve its own web content; to respond to visitors’ interests, needs, and preferences; and to develop new products and services.

More specifically, we use this information to:

  • Improve and customize the content and layout of our site and other communications tools.
  • Notify members of updates to Toledo REIA Sites.
  • Notify members of relevant products and services.
  • Notify members of upcoming events and programs.
  • Notify members of legislative “Calls to Action”
  • Provide referrals to local associations.

with Third-Party Vendors

Toledo REIA shares information collected through this Site with third-party vendors who act for us or on our behalf.  For example, we may use third-party vendors to design and operate this Site; to conduct surveys, and to help us with our promotional efforts.  These third-party vendors may need information about you to perform their functions.  Additionally, we will share your information with third-party vendors when you request us to do so.  For instance, you may request that we provide your information to hard money lenders so that you may receive information about offers and rates.

Other third parties may also deliver cookies to your computer or mobile device for the purpose of tracking your online behaviors across non-affiliated websites and delivering targeted advertisements either on this Site or on other websites.  If you would like to opt-out of having participating entities collect your online behavior for advertising purposes when you are browsing websites, click here for a “Website Opt Out.” You will be directed to an industry-developed website that allows you to choose whether each listed entity may collect and use data for interest-based advertising purposes. It may be that some of the third parties that collect interest-based information on this Site do not participate in the Website Opt Out, in which case the best way to avoid the third-party tracking of your online behaviors may be through your browser settings and deletion of cookies.

The Website Opt Out described above only works on websites. To opt-out of having participating entities track your behaviors for advertising purposes when you are using our mobile apps, download and use the Digital Advertising Alliance’s “App Choices” app. As with the Website Opt Out, the “Mobile App Opt Out” prevents tracking only by participating entities.

Please note that the Website Opt Out and Mobile App Opt Out are device-specific. If you wish to opt-out from having interest-based information collected by participating entities across all devices, you need to take the steps outlined above from each device.

with Other Users of this Site

One of the goals of the site is to provide tools and resources to enhance real estate knowledge, networking, dealmaking, and marketing. Thus, User-Generated Content you post on this Site can be read, collected, and used by others. (In this Policy, “User-Generated Content” or “UGC” refers to your publicly available profile information and all content that you post using the social networking tools we make available to you. UGC does not include “Feedback” (as that term is defined in our Terms of Use.) In addition, we may feature you and your activity on this Site or other sites we own or on our newsletter or via other automated emails to our members.

For example, if you visit the profile or click on an ad of a Pro member, we may notify the Pro member of your interest so he/she can reach out to you.  We may also use UGC you submit for advertising campaigns and other promotions.   We may or may not use your name in connection with such use, and we may or may not seek your consent before using the content for such purposes. You should have no expectation of privacy with respect to UGC you submit on or through this Site.

with Third-Party Social Media Platforms

We may provide functionality on this Site that allows you to automatically post information about the actions you take on this Site to a third-party social media platform (such as Facebook or Twitter).  If you choose to take advantage of this functionality, people with access to your profile on the third-party platform may be able to see the actions you have taken—for example, the items you have purchased. Thus, you should have no expectation of privacy in those actions.  Further, if you choose to link your profile on this Site with an account on a third-party social media platform, we may share the information in your profile with that third-party platform.  We may share or provide some of your information, such as an email address, to third-party social media platforms so that we can identify you in order to engage with you on those platforms.

In addition to the cookies Toledo REIA delivers to your computer or mobile device through this Site, certain third parties may deliver cookies to you for a variety of reasons.  For example, we may use Google Analytics, including the following Google Analytics Advertising Features: Adsense, Adwords, Doubleclick, Remarketing.  To learn more about Google Analytics, click here. Please note that the Google Analytics opt-out browser add-on does not prevent information from being sent to Toledo REIA.

with Our Affiliates & Business Partners

From time to time, we may share your information with selected third parties for their own marketing purposes. For example, we may partner with third parties to sponsor contests or other promotions, and we may share with these third parties the information you submit to us to participate in the contest or take advantage of the promotion. Before doing so, however, we may offer you the opportunity to “opt-out” or “opt-in,” as required by applicable law.

in Aggregate or De-identified Form.

We use information collected through this Site to create a compiled, aggregate view of usage patterns. We may share aggregated information with third parties so they can better understand our user base. We may also share with third parties information about how particular individuals use this Site, but only on a de-identified basis (“Individualized Data”). Individualized Data is not personally identifiable, but it does reflect the usage patterns of a particular Site user, as opposed to Site users collectively. We may provide basic demographic information (gender and age) in conjunction with providing Individualized Data. Third parties typically use this information for analytical purposes and to market their own products and services. It is possible that third parties will attempt to “re-identify” de-identified data, and you should know that this is possible using external points of reference.

as Part of a Business Transfer.

Your information may be transferred to successor organization if, for example, we transfer the ownership or operation of this Site to another organization or if we merge with another organization. If such a transfer occurs, the successor organization’s use of your information will still be subject to this Policy and the privacy preferences you have expressed to us.

to Comply with Laws and Protect Our Rights and the Rights of Others

We may disclose your information when we, in good faith, believe disclosure is appropriate to comply with the law, a court order or a subpoena. We may also disclose your information to prevent or investigate a possible crime, such as fraud or identity theft; to protect the security of this Site; to enforce or apply our online Terms of Use or other agreements; or to protect our own rights or property or the rights, property or safety of our users or others.

as Described in a Privacy Notice or Click-Through Agreement

We reserve the right to disclose your information as described in any Privacy Notice posted on a page of this Site where you provide that information. By providing your information on that page you will be consenting to the disclosure of your information as described in that privacy notice. We also reserve the right to disclose your information as described in any click-through agreement to which you have agreed.

Oversight & Enforcement

Protecting

YOUR INFORMATION

Toledo REIA reserves the right to update or modify this Policy and any Privacy Notice, at any time and without prior notice, by posting the revised version of the Policy or Privacy Notice on this Site.

These changes will only apply to the information we collect after we have posted the revised Policy or Privacy Notice on this Site.  Your use of this Site following any such change constitutes your agreement that all information collected from or about you after the revised Policy is posted will be subject to the terms of the revised Policy. You may access the current version of this Policy at any time by clicking on the link marked “Privacy” at the bottom of each page of the public areas of this Site.

OVERSIGHT

Toledo REIA is a U.S. corporation. The servers that support this Site are located in the United States. While it is in our possession, your information will generally be stored in the Toledo REIA databases or databases maintained by our third-party service providers on servers and data storage devices located in the United States. U.S. data protection laws may not provide as much protection as the data protection laws in force in some other countries, however, we will process your information in accordance with this Policy no matter where our data is stored. If you are located in a country outside the United States, by using this Site you consent to the transfer of your information to the United States.

GOVERNING LAW

This Policy shall be governed under the laws of the State of Ohio, United States of America without regard to its conflicts of law provisions.

APPLICABILITY

The “Standards” apply to all Toledo members, staff, vendors, presenters, volunteers and associates.  

You must be at least 13 years old to have our permission to use this Site. We do not knowingly collect, use, or disclose personal information about visitors under 13 years of age. If you are under the age of 13, you can use this service only in conjunction with your parent’s or guardian’s permission.

LINKS TO OTHER WEBSITES

This Policy applies only to this Site.  If you visit another Toledo REIA website, please take a moment to review the privacy policy posted on that site to learn what information may be collected through that site and how it is processed.

This Site may also contain links to websites that are not operated by Toledo REIA or its affiliates.  These links are provided for your reference and convenience only and do not imply any endorsement of the products sold or information provided through these websites, nor any association with their operators.  RWI does not control these websites and is not responsible for their data practices.  Any information you provide to third parties on their websites is covered under their privacy and data collection policies and is not covered by this Policy.

We urge you to review the privacy policy posted on any site you visit before using the site or providing any personal information.

QUESTIONS, ENFORCEMENT & WAIVERS

These “Standards” are important to us.  If you have questions or concerns about this Policy, any Privacy Notice, or RWI’s data practices, please contact us at annamills@bex.net.  Violation of these “Standards” may result in disciplinary actions, up to and including termination of membership and community exclusion.   Only the Toledo REIA administration may waive a provision of the “Standards”.  Waivers must be requested in writing and directed to annamills@bex.net.

Effective Date: October 2, 2001 (Last Updated 10/1/2020)